What’s the Process?

Simply apply for your car loan today: Online, in person, by phone, or even directly through your car dealer. We make it simple for you to get the car you need when you need it.

If you are not already a part of the Signet community, Join today! 

At Signet, you'll experience a range of fantastic advantages: enjoy reduced loan rates, increased savings rates, and fewer fees.

Kindly note that having an account is required in order to complete your car loan process. You can open an account with us if you live, work, attend church or school, or volunteer in one of the following counties: Ballard, Calloway, Carlisle, Crittenden, Fulton, Graves, Hickman, Livingston, Lyon, Marshall, and McCracken.

  • Below you’ll find a list of local dealers we partner with to provide dealer direct loans. So, while you’re finishing up the paperwork for your car purchase, you can also apply for a Signet car loan without leaving the dealership. It’s really that simple!

    PADUCAH

    • Allen Auto Sales

    • Bluegrass Honda / BMW

    • Chip Wynn Buick / Jeep / Eagle

    • Larry Stovesand’s Pontiac / GMC

    • Linwood / Chrysler / Dodge / Hyundai

    • Paducah Ford

    • Royal Oaks Chevrolet

    METROPOLIS

    • Linwood Chrysler / Buick / GMC / Dodge / Jeep / Eagle

    HARDIN

    • Premier Motors

    BENTON

    • Country Chevrolet / Geo / Pontiac / Olds / Buick / GMC

    • McCully’s Automotive

    • Leon Riley Ford / Lincoln / Mercury

    • David Taylor of Benton / Plymouth / Dodge / Jeep / Eagle

    MAYFIELD

    • Bennett Auto Outlet

    • Bennett Motors, Inc.

    • David Taylor of Mayfield

    • Seay Motors

    • Linwood of Mayfield

    • Perkins Motor Plex

    • Purchase Ford

    MURRAY

    • David Taylor Automotive

    • Dwain Taylor Chevrolet

    • Parker Ford / Lincoln / Mercury

    • Toyota of Murray

Estimate Your Direct Car Loan Payments

This calculator will help you see how much your loan payments could potentially be. But this is not a guarantee. There are many factors that go into every loan decision. You will need to call (800) 795-2555 or stop by one of our offices to get pre-qualified for a loan.