Start with Signet for Loan Rates

We're renowned for our incredibly low loan rates. So why not begin with us as your go-to resource when looking for the best rate? At Signet, we offer a variety of loan options, from dealer-direct car loans to recreational loans, home loans, and more.

When you choose Signet, you'll discover one of the most delightful aspects of working with us: knowing that you're receiving a lower loan rate while enjoying the benefit of fewer attached fees. That's not all! Our team of experienced experts will be there every step of the way, ensuring a smooth journey through each loan process. Your satisfaction is our top priority, leaving you with a genuine sense of confidence and peace of mind. Experience the friendly and personalized service of Signet, where we go the extra mile to make your financial experience a truly positive one.

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Loan Calculators

Secured Auto New-2022 Year Models

    Term
    APR*
  
    36 Months
    as low as 4.04%
  
    48 Months
    as low as 4.30%
  
    66 Months
    as low as 4.80%
  
    75 Months
    as low as 5.30%

Secured Auto 2021-2019

    Term
    APR*
  
    36
    as low as 5.45%
  
    48
    as low as 5.70%
  
    66
    as low as 6.10%

Secured Auto 2018 & Older

    Term
    APR*
  
    36
    as low as 6.20%
  
    48
    as low as 6.55%
  
    60
    as low as 6.80%

Other Secured New-2020 Year Models

    Options
    Term
    APR*
  
    Other Secured New-2018 Year Models
    36
    as low as 6.95%
  
    48
    as low as 7.20%
  
    60
    as low as 7.45%
  
    72
    as low as 7.70%
  
    84
    as low as 7.95%
  
    Luxury RVs & Boats 
    120
    as low as 8.45%
  
    Luxury RVs & Boats 
    180
    as low as 8.95%

Other Secured 2019 & Older Year Models

    Options
    Term
    APR*
  
    Other Secured 2017 & Older Year Models
    36
    as low as 8.20%
  
    48
    as low as 8.45%
  
    60
    as low as 8.70%
  
    72
    as low as 8.95%
  
    Luxury RVs & Boats 
    84
    as low as 9.20%
  
    Luxury RVs & Boats 
    120
    as low as 9.70%

Signature

    Term
    APR*
  
    36
    as low as 9.20%
  
    48
    as low as 9.45%
  
    60
    as low as 9.70%

*Annual Percentage Rate (APR): Rates as of December 16, 2024, and subject to change without notice. Credit score, vehicle age, mileage, and loan term will determine final rate. Other terms and conditions may apply. APR on new loans less than $5,000 will be 1% higher.

For our current home loan rates and to find out what rate/loan you qualify for, please contact us to set up an appointment.

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Auto Loans

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We're Not a Bank...We're a Credit Union!

At Signet Federal Credit Union, we take the security and safety of our members' funds very seriously. We are proud to be protected by the National Credit Union Administration (NCUA), which provides federal insurance on deposits up to $250,000 per individual depositor. Our members can have peace of mind knowing that their money is safe and secure at our credit union, and that we are committed to keeping your funds within our community.