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Credit unions pay billions in state and local taxes each year. The only exception is the federal income tax on profits—and that’s because those profits are returned to you.
Now, Congress is considering taxing credit unions—institutions that exist solely to serve you, not profit from you. If that happens, it’s you, our members, who will feel the impact.
People Over Profits: Credit unions are not-for-profit, member-owned cooperatives. Earnings are returned to members through better rates and lower fees—not to shareholders.
Community Impact: Serving 43% of Americans, credit unions hold only 8.8% of financial assets, focusing on helping individuals build savings and improve their financial futures.
Imposing federal income taxes on credit unions could lead to:
Higher Loan Rates and Fees: Additional taxes may force credit unions to increase rates and fees, directly impacting members.
Reduced Services: Financial strain could limit the services and support credit unions provide to their communities.
Your voice matters. Let Congress know that taxing credit unions is a tax on you. Protect the benefits and services that support your financial well-being. Together, we can ensure that credit unions continue to serve our communities without the burden of unnecessary taxation.